Private Wealth Management
Investment management and financial planning built around your actual life—not a model portfolio or a risk questionnaire.
Investments · Retirement income · Tax-aware planningIndependent Registered Investment AdviserOcala, Florida
Independent · Fiduciary · Ocala
You built it.We help you keep it, grow it, and pass it on.
Independent, fiduciary wealth management for Marion County families, business owners, and retirees. Advising since 1986. Ocala-based since 2004.
Rooted here.Thinking generations ahead.
1986Year our founder entered financial services
2004Ocala Capital founded
80+ yrsCombined advisory experience
FiduciaryLegally bound to your interests
Fiduciary isn't a style. It's a legal standard.
Every recommendation we make is legally required to serve your interests, not a sales quota. We're an independent Registered Investment Adviser: no proprietary products, no house agenda, and nobody upstairs telling us what to sell this quarter.
Your CPA, your attorney, and your advisor should be in the same conversation.
Most people get their investments in one office, their taxes in another, and their estate documents in a drawer. The gaps between those three are where money quietly leaks.
We look at all of it in the same meeting. When the portfolio moves, we ask what it does to your tax bill. When your estate documents change, we ask what it does to the plan. That’s the whole job.
The people we do our best work for
Business owners approaching a sale or transition
Families with two generations to think about
Retirees converting a lifetime of savings into 30 years of income
Professionals with more complexity than time
Your second-opinion review includes
- One coordinated look across investments, taxes, insurance, and estate decisions
- Clear priorities for what we would address first
- A written summary, whether you hire us or not
Our expertise
What we help
bring together.
Your financial life shouldn’t depend on disconnected advice. We coordinate the decisions without losing sight of what the money is actually meant to accomplish.
Business & Practice Owners
Planning for the wealth inside your company and the life you want after it—from retirement plans to succession or a future sale.
Business planning · Succession · Employee benefitsFamily & Estate Coordination
We work alongside your attorney and tax professionals so your accounts, documents, beneficiaries, and family priorities align.
Estate coordination · Legacy · Family wealthRisk & Insurance Planning
We evaluate protection in the context of your income, assets, family, and long-term plan—not as a product-first conversation.
Life · Long-term care · Income protectionHow we work
First, we find what your current plan is missing.
- 01Bring us the whole picture
Your investments, business interests, property, insurance, estate documents, tax concerns, and the decisions keeping you awake.
- 02See what we’d change
We identify gaps, unnecessary complexity, and decisions that may be working against one another.
- 03Build one coordinated plan
We organize the pieces around your family, your priorities, and what the money is actually meant to accomplish.
- 04Keep it current
We stay involved as your business, family, health, and goals change instead of handing you a binder and disappearing.
Your advisors
Three fiduciary advisors.
One holistic plan.
We look beyond the portfolio to coordinate the decisions around your family, business, taxes, insurance, estate, and retirement— then stay involved as life changes.
Mike has been in financial services since 1986, and he's seen every market anyone can name: 1987, the dot-com bust, 2008, 2020. A veteran and lifelong service professional, he founded Ocala Capital in 2004 on one rule: care for clients as people first.
An Ocala native with two decades in financial services, John brings deep local perspective—his family’s roots in Marion County reach back to the mid-1800s.
Jeff has worked in financial services since 2000, helping executives, business owners, retirees, and families turn complicated financial decisions into a clear course of action.
Built in Ocala
Your advisor should understand the life behind the balance sheet.
In Marion County, wealth often sits inside a business, medical practice, horse farm, land, retirement accounts, or the proceeds of something that took decades to build. Those situations don’t fit neatly into an investment account—and they shouldn’t be managed as though they do.
Serving Central Florida since 20041396 NE 20th Avenue · Ocala
A practical first step
Bring us your current plan. We’ll tell you what we’d do differently.
We’ll review where you are, what you’re trying to accomplish, and where the pieces may not be working together. No sales presentation and no obligation. You’ll leave with a written summary of what we found, whether you hire us or not.