Our goal is to make a positive difference in your financial life. We have a defined process for our clients with a focus on personal service and professional advice. We help you identify what is important and simplify the steps you need to take to get things done. Our assistance is easily accessible and responsive without being complicated…just contact our office when you have questions.
Our Process
Discovery Meeting and Information Exchange
- Understanding Your Situation, Goals, Objectives, and Expectations
- What is important to you...?
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Identify Goals and Objectives
- Accumulation / Education / Retirement / Legacy / Other
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Agenda
- Review of Current Financial Situation
- Assets / Liabilities / Debt / Cash Reserves / Income / Expense / Savings / Taxes / Investments
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Investments
- Independent Analysis of current Investments
- Strategy / Diversification / Allocation / Risk Tolerance / Rebalancing
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Risk Management
- Insurance Analysis
- Life Insurance / Disability Income Protection / Long Term Care
- Health / Property Casualty
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Written Plan and Summary
- Ideas, Suggestions, and Choices
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Estate Planning Review
- Account Registration and Beneficiary Designation Verification
- Estate Planning Attorney Referral
- Wills and Trust
- Power of Attorney Financial
- Power of Attorney Health Declarations
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Clear Next Action
- Implementation and Execution of Your Plan
- Get Started
- Bite Size Pieces
- Deciding on Your Highest Priority
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Ongoing Future Service
- Annual Follow Up, Review and Ongoing Financial Advice
- Investment Reporting
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Advisor Compensation – Service and Fee Schedule
- Hourly Based Fees
- Asset Based Fees
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