Financial Planning

Our goal is to make a positive difference in your financial life. We have a defined process for our clients with a focus on personal service and professional advice. We help you identify what is important and simplify the steps you need to take to get things done. Our assistance is easily accessible and responsive without being complicated…just contact our office when you have questions.

Our Process

Discovery Meeting and Information Exchange
  • Understanding Your Situation, Goals, Objectives, and Expectations
    • What is important to you...?
Identify Goals and Objectives
  • Accumulation / Education / Retirement / Legacy / Other
  • Review of Current Financial Situation
    • Assets / Liabilities / Debt / Cash Reserves / Income / Expense / Savings / Taxes / Investments
  • Independent Analysis of current Investments
  • Strategy / Diversification / Allocation / Risk Tolerance / Rebalancing
Risk Management
  • Insurance Analysis
  • Life Insurance / Disability Income Protection / Long Term Care
  • Health / Property Casualty
Written Plan and Summary
  • Ideas, Suggestions, and Choices
Estate Planning Review
  • Account Registration and Beneficiary Designation Verification
  • Estate Planning Attorney Referral
    • Wills and Trust
    • Power of Attorney Financial
    • Power of Attorney Health Declarations
Clear Next Action
  • Implementation and Execution of Your Plan
    • Get Started
    • Bite Size Pieces
    • Deciding on Your Highest Priority
Ongoing Future Service
  • Annual Follow Up, Review and Ongoing Financial Advice
  • Investment Reporting
Advisor Compensation – Service and Fee Schedule
  • Hourly Based Fees
  • Asset Based Fees